by Jon Boyd | Oct 9, 2023 | Home Buying
If you are looking at homes to buy, it is likely that at least some of the homes you view will be staged. That means someone has gone into that home and decorated it specifically to get it sold as fast as possible for the most money possible. Now, there is... by Jon Boyd | Apr 2, 2023 | Mortgages
I’m afraid the new Loan Level Pricing Adjustment (LLPA) for 2023 are going to cause a lot of problems in the next couple months. There is a whole new adjustment based on a buyers total Debt-To-Income (DTI) ratio. So if a buyer’s DTi is at 39% when they... by Jon Boyd | Dec 22, 2022 | Uncategorized
There seems to be some needless confusion about the definition of Exclusive Buyer Agency. This is partially understandable because a lot of consumers don’t know the actual difference between a real estate agent, a REALTOR, a real estate broker and a real estate... by Jon Boyd | May 31, 2022 | Uncategorized
As the top Farmington Hills buyer agent, we recently helped a first-time buyer couple purchase a home in Farmington Hills. Farmington Hills is a nice area of Oakland County north of Detroit. A lot of the housing stock was built during the great expansion of the auto... by Jon Boyd | May 25, 2022 | Uncategorized
This is pretty impressive, especially considering what tuition is now at our U of Michigan. Money bases this result on looking at three components of a college’s value: 1. Affordability – Michigan is for in-state students is priced less than about 600... 